What you already monitor
- Your bank account
- Your credit cards
- Your investments
- Your credit report
Healthcare Financial Protection™
Nobody Is Watching Your Healthcare. Until Now.
You can check your bank account in seconds. Healthcare is different. Claims, bills, deductibles, codes, denials, and data breaches make it hard to know what's right, what's covered, and what you actually owe. HealthLock helps watch over it for you — so you can protect your money and focus on your health.
- Understand confusing claims, EOBs, and bills
- Catch billing errors and overcharges before you pay
- Spot medical identity misuse and provider breaches early
- Get help fixing problems instead of fighting them alone
healthlock Flag™
A claim was submitted by a provider you may not recognize. Review recommended →
Your healthlock Activity
5 recent items
- Review
Cedar Lab Diagnostics
Unusual claim
- Review
Northwind Health Plan
Claim denial, review suggested
- Urgent
Mercer Valley Medical
Provider breach notice
- Review
Vista Imaging Center
Possible duplicate charge
- Normal
Parkside Pharmacy
No issues
Illustrative preview
The protection gap
You Already Watch Your Finances. Healthcare Is Harder.
Your bank statement is straightforward. Your credit card is straightforward. Healthcare is not — it's diagnosis codes, billing codes, deductibles, denials, out-of-network surprises, and bills that don't always make sense. Most people don't find out something was wrong until after they've paid.
What's harder to watch on your own
- Medical identity theft
- Healthcare fraud
- Billing errors
- Claims mistakes
- Provider breaches
- Healthcare financial waste
That's why HealthLock exists — to put technology and healthcare expertise in your corner, so you don't have to become an expert just to protect yourself.
What HealthLock does for you
Five Ways HealthLock Helps Protect You
Each one turns a confusing part of healthcare into something easier to handle.
Verify™
We review claims, EOBs, and bills for errors and overcharges, so you can stop guessing what you owe.
Flag™
We spot suspicious claims, identity misuse, and provider-breach exposure early, so small issues don't become expensive problems.
Resolve
When something looks wrong, we help untangle it and push for a fix, so you're not stuck dealing with providers and insurers alone.
Pay
We help you understand price and payment decisions before care, so you can make smarter choices before the bill arrives.
Optimize
We help uncover waste and savings in your healthcare spending, so more of your money stays with your family.
Choose your protection level
Choose How Much Help You Want
healthlock Protector™
Know sooner when something may be wrong.
$4.99/month
- Flag™
- Verify™
- Healthcare Identity Intelligence™
- Medical Identity Intelligence™
- Healthcare Activity Monitoring
- Healthcare Breach Monitoring
Best for
People who want early warnings on claims, bills, identity, and breaches.
healthlock Family™
Keep watch over the people you care about.
$9.99/month
- Everything in Protector
- Family Monitoring
- Family Flag™
- Family Verify™
- Healthcare Fraud Intelligence™
- Healthcare Breach Intelligence™
- Family Healthcare Identity Protection
Best for
Households juggling multiple providers, plans, and family members' care.
healthlock Complete™
Full help spotting, fixing, and avoiding problems.
$19.99/month
- Everything in Family
- Resolve — fix healthcare financial problems
- Pay — pay smarter
- Optimize — spend less
- CostShopper — compare prices before care
Best for
Anyone who wants help fixing problems and making smarter healthcare decisions.
Your satisfaction is our priority. If you ever feel our service isn't the right fit, you may cancel anytime. healthlock is not insurance and does not guarantee savings, claim approval, or fraud prevention. healthlock monitors healthcare activity and helps identify issues that may warrant review.
Why healthlock is different
Others Monitor Identity. We Monitor Healthcare.
Aura, LifeLock, Experian, and IdentityForce help protect financial identity. healthlock was built specifically to protect healthcare.
| Capability | Aura · LifeLock · Experian · IdentityForce | healthlock |
|---|---|---|
| Financial identity monitoring | ||
| Medical identity theft monitoring | ||
| Healthcare claims monitoring | ||
| Healthcare fraud intelligence | ||
| Provider breach monitoring | ||
| Billing & claims error detection | ||
| Cash price visibility for care |
Comparison reflects publicly described capabilities. Competitor features may vary by plan and change over time.
Technology and experts in your corner
What's Working Behind the Scenes
Six systems quietly watch the parts of healthcare that are hardest to follow — so you don't have to.
Healthcare Identity Intelligence™
Knows the healthcare identity footprint connected to your household.
Medical Identity Intelligence™
Detects signals that your medical identity may have been used.
Healthcare Fraud Intelligence™
Recognizes activity patterns associated with healthcare fraud.
Healthcare Breach Intelligence™
Monitors provider breach disclosures tied to you.
Healthcare Transaction Intelligence™
Watches claims, bills, and healthcare transactions in real time.
Healthcare Financial Intelligence™
Surfaces financial risk, waste, and savings opportunities.
Built on healthcare experience
Decades of Healthcare Financial Expertise.
$0B+
Healthcare claims reviewed
$0M+
Consumer savings and recoveries identified
Millions
Millions of healthcare transactions analyzed
Decades
Decades of healthcare financial expertise
Figures reflect aggregate company experience.
Nobody Is Watching Your Healthcare. Until Now.
Get help understanding your claims, catching billing errors, protecting your medical identity, and fixing problems when they happen — so you can focus on your health, not the fine print.